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Commercial Loan Required Documents

Commercial Real Estate Loans can help you purchase a wide range of retail, office, warehouse, industrial, apartment, special use and mixed use buildings. Here is the list of main documents required for commercial loan application:

  • Commercial Tenant Leases (Not applicable to multifamily/apartments)
  • Rent Roll (Current & Signed by borrower)
  • Previous Full year and YTD income and expenses on subject property  (If applicable)
  • Preliminary Title report – if available
  • Purchase Agreement & any Counteroffers, Amendments and/or Addendums
  • 2 years Federal Tax Returns, including ALL K1’s, 1099’s and matching W2’s
  • Most recent paystubs (If applicable for borrowers with W2 income)
  • Most recent 2 years partnership tax returns for all entities in which borrowers own 20% interest or more
  • Year to Date Profit and Loss for all business and corporation income
  • Most recent 2 months bank statements for ALL bank/brokerage accounts
  • Schedule of Real Estate Owned
  • Mortgage Statements for all properties owned as listed on Schedule of Real

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